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UK House Buying Process Explained

Jan 22, 2023
uk house buying process

The house buying process in the UK can vary slightly depending on the location and the type of property, but generally it follows these steps:

  1. Finding a property: The first step in the process is to find a property that you want to buy. This can be done by searching online, through estate agents or by visiting open houses.

  2. Making an offer: Once you have found a property that you want to buy, you will need to make an offer to the seller. The offer should be made in writing and should include any relevant information such as your name and contact details, the price you are offering to pay, and any special conditions that you want to include.

  3. Offer accepted: If the seller accepts your offer, you will enter into a legally binding contract to purchase the property.

  4. Instructing a solicitor: You will need to instruct a solicitor or conveyancer to carry out the legal work required to purchase the property.

  5. Surveys: A mortgage lender will usually require a valuation survey to be carried out on the property, and it is also a good idea to have a building survey done as well.

  6. Exchange of contracts: Once the legal work has been completed, you will be required to exchange contracts with the seller. This is a legally binding agreement to purchase the property, and you will be required to pay a deposit at this stage.

  7. Completion: Completion is the final stage of the process, when the balance of the purchase price is paid and the keys to the property are handed over.

  8. Registering the property: Once the property is yours, you should register the property at the Land registry.

It is important to note that the process can vary depending on the type of property, if it's a new build or a leasehold property, the process can be different. It is advisable to seek advice from a solicitor or a conveyancer throughout the process.


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